Michigan Manufactured Home Guide
Both OptionsEverything you need to buy or sell a manufactured, mobile, or modular home in Michigan — by owner.
📜 Title vs. Real Property in Michigan
Michigan is a top-10 manufactured housing state. Homes are titled through the Secretary of State. Michigan has a well-defined "elimination of title" process for conversion to real property on owned land.
🔄 How to Convert to Real Property in Michigan
- 1
Permanently affix home to owned land with permanent foundation
- 2
Complete Affidavit of Affixture (TR-114)
- 3
Record affidavit with county register of deeds
- 4
Present recorded affidavit to Secretary of State to cancel title
- 5
Local assessor reclassifies as real property
🏘️ Mobile Home Park Regulations in Michigan
Michigan Mobile Home Commission Act (MCL 125.2301+) is comprehensive. Park operators must be licensed. 60-day notice required for rent increases. 90-day notice required for park closure. Dispute resolution through Michigan Mobile Home Commission.
💳 Financing Options in Michigan
FHA Title I and II available. MSHDA programs available. Very active lending market — Michigan leads the nation in manufactured home production. Many local and national lenders.
Get a quote from 21st Mortgage →Disclosure: The links below are affiliate partnerships. We may receive a commission if you click and take action, at no extra cost to you. We only recommend services we believe are genuinely useful for manufactured home buyers and sellers. See our full disclosure.
MHVillage
Browse thousands of manufactured & mobile home listings in Michigan. The nation's largest marketplace.
Search listings →21st Mortgage
Financing for manufactured & mobile homes — FHA, chattel, and land-home loans. A top national lender.
Explore financing →Vanderbilt Mortgage
Manufactured home loan programs including FHA Title I & II, and flexible chattel options.
Get a quote →🏛️ Michigan HUD Office
The U.S. Department of Housing and Urban Development (HUD) oversees manufactured housing standards and programs in Michigan.
Visit HUD Michigan Office →