Texas Manufactured Home Guide
Both OptionsEverything you need to buy or sell a manufactured, mobile, or modular home in Texas — by owner.
📜 Title vs. Real Property in Texas
Texas is the largest manufactured housing market in the U.S. by volume. Titles are issued by TDHCA (Texas Department of Housing and Community Affairs). Texas has a detailed "Statement of Ownership and Location" (SOL) system that can reflect either personal or real property status.
🔄 How to Convert to Real Property in Texas
- 1
Permanently affix home to owned land on HUD-compliant permanent foundation
- 2
Apply for Statement of Ownership and Location (SOL) with real property designation from TDHCA
- 3
TDHCA records the SOL in the state database
- 4
Provide SOL copy to county appraisal district
- 5
County appraisal district reclassifies as real property
🏘️ Mobile Home Park Regulations in Texas
Texas Manufactured Housing Standards Act and Property Code §94 govern parks. 60-day notice for rent increases. TDHCA licenses all parks and dealers. Dispute resolution available through TDHCA consumer division. Very active Texas Manufactured Housing Association.
💳 Financing Options in Texas
FHA Title I and II available. Texas State Affordable Housing Corporation (TSAHC) programs. Very strong lending market — TX leads the nation in manufactured home placements. Many national and regional lenders.
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MHVillage
Browse thousands of manufactured & mobile home listings in Texas. The nation's largest marketplace.
Search listings →21st Mortgage
Financing for manufactured & mobile homes — FHA, chattel, and land-home loans. A top national lender.
Explore financing →Vanderbilt Mortgage
Manufactured home loan programs including FHA Title I & II, and flexible chattel options.
Get a quote →🏛️ Texas HUD Office
The U.S. Department of Housing and Urban Development (HUD) oversees manufactured housing standards and programs in Texas.
Visit HUD Texas Office →