Iowa Manufactured Home Guide
Both OptionsEverything you need to buy or sell a manufactured, mobile, or modular home in Iowa — by owner.
📜 Title vs. Real Property in Iowa
Iowa titles manufactured homes through the DOT. Iowa has a unique "real estate" conversion process. Many older Iowa manufactured homes are on rented land. The Iowa Finance Authority supports manufactured home lending.
🔄 How to Convert to Real Property in Iowa
- 1
Home must be on a permanent foundation on owned land
- 2
Apply for Certificate of Title Cancellation with Iowa DOT
- 3
Record Affidavit of Conversion with county recorder
- 4
County assessor reclassifies as real estate
- 5
Apply for mortgage registration if financing is involved
🏘️ Mobile Home Park Regulations in Iowa
Iowa Mobile Home Parks Residential Landlord-Tenant Law (Iowa Code Ch. 562B). 60-day notice required for rent increases. Written notice required for rule changes. Eviction process through courts.
💳 Financing Options in Iowa
FHA Title I and II available. Iowa Finance Authority offers manufactured home programs. Rural Development loans widely available. Active credit union lending.
Get a quote from 21st Mortgage →Disclosure: The links below are affiliate partnerships. We may receive a commission if you click and take action, at no extra cost to you. We only recommend services we believe are genuinely useful for manufactured home buyers and sellers. See our full disclosure.
MHVillage
Browse thousands of manufactured & mobile home listings in Iowa. The nation's largest marketplace.
Search listings →21st Mortgage
Financing for manufactured & mobile homes — FHA, chattel, and land-home loans. A top national lender.
Explore financing →Vanderbilt Mortgage
Manufactured home loan programs including FHA Title I & II, and flexible chattel options.
Get a quote →🏛️ Iowa HUD Office
The U.S. Department of Housing and Urban Development (HUD) oversees manufactured housing standards and programs in Iowa.
Visit HUD Iowa Office →