Missouri Manufactured Home Guide
Both OptionsEverything you need to buy or sell a manufactured, mobile, or modular home in Missouri — by owner.
📜 Title vs. Real Property in Missouri
Missouri titles manufactured homes through the Department of Revenue. The state has a significant rural manufactured housing market. Conversion to real property via an Affidavit of Conversion recorded with the county recorder.
🔄 How to Convert to Real Property in Missouri
- 1
Permanently affix home to owned land
- 2
Complete Manufactured Home Affidavit of Conversion to Real Property
- 3
Record affidavit with county recorder of deeds
- 4
Submit copy to DOR to cancel vehicle title
- 5
County assessor reclassifies and adjusts tax assessment
🏘️ Mobile Home Park Regulations in Missouri
Missouri Mobile Home Park Act (RSMo §700.010+). 60-day notice required for rent increases. Park closures require 6-month notice. Eviction through Associate Circuit Court.
💳 Financing Options in Missouri
FHA Title I and II available. Missouri Housing Development Commission programs available. Rural Development active in Ozarks and rural areas. National chattel lenders active statewide.
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MHVillage
Browse thousands of manufactured & mobile home listings in Missouri. The nation's largest marketplace.
Search listings →21st Mortgage
Financing for manufactured & mobile homes — FHA, chattel, and land-home loans. A top national lender.
Explore financing →Vanderbilt Mortgage
Manufactured home loan programs including FHA Title I & II, and flexible chattel options.
Get a quote →🏛️ Missouri HUD Office
The U.S. Department of Housing and Urban Development (HUD) oversees manufactured housing standards and programs in Missouri.
Visit HUD Missouri Office →