Tennessee Manufactured Home Guide
Both OptionsEverything you need to buy or sell a manufactured, mobile, or modular home in Tennessee — by owner.
📜 Title vs. Real Property in Tennessee
Tennessee is a top manufactured housing state. Title goes through the Department of Revenue. Tennessee has a specific "Conversion to Real Property" statute. The state has a large manufactured home dealer network.
🔄 How to Convert to Real Property in Tennessee
- 1
Permanently affix home to owned land on a permanent foundation
- 2
Complete Affidavit of Affixture for Manufactured Home
- 3
Record affidavit with county register of deeds
- 4
Submit to Department of Revenue to cancel vehicle title
- 5
County assessor reclassifies for property tax purposes
🏘️ Mobile Home Park Regulations in Tennessee
Tennessee Mobile Home Parks Act (T.C.A. §66-28-501+) and Landlord-Tenant Act apply. 30-day written notice for rule changes. 60-day notice for rent increases. 6-month notice for park closure.
💳 Financing Options in Tennessee
FHA Title I and II available. Tennessee Housing Development Agency programs. Very active lending market across the state. Many local banks specialize in manufactured home lending.
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MHVillage
Browse thousands of manufactured & mobile home listings in Tennessee. The nation's largest marketplace.
Search listings →21st Mortgage
Financing for manufactured & mobile homes — FHA, chattel, and land-home loans. A top national lender.
Explore financing →Vanderbilt Mortgage
Manufactured home loan programs including FHA Title I & II, and flexible chattel options.
Get a quote →🏛️ Tennessee HUD Office
The U.S. Department of Housing and Urban Development (HUD) oversees manufactured housing standards and programs in Tennessee.
Visit HUD Tennessee Office →