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MobileByOwnerHubManufactured & Mobile Homes By Owner

Mississippi Manufactured Home Guide

Both Options

Everything you need to buy or sell a manufactured, mobile, or modular home in Mississippi — by owner.

Avg Price (Land)
$70,000–$140,000
Avg Price (Park)
$38,000–$80,000
Title Status
Both Options
HUD Office
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📜 Title vs. Real Property in Mississippi

Mississippi titles manufactured homes through the Tax Commission. The state has one of the highest per-capita manufactured home rates in the nation. Conversion to real property by recording an affidavit with the chancery clerk.

🔄 How to Convert to Real Property in Mississippi

  1. 1

    Affix home to permanent foundation on owned land

  2. 2

    Obtain a bond, insurance, or affidavit as required

  3. 3

    File Affidavit of Conversion with county chancery clerk

  4. 4

    Submit recorded affidavit to DOR to retire vehicle title

  5. 5

    County tax assessor reclassifies as real property

🏘️ Mobile Home Park Regulations in Mississippi

Mississippi Mobile Home Park Act (Miss. Code §49-21-1+). Basic landlord-tenant rules apply. 30-day notice for rent increases. State has fewer park protections than national average.

💳 Financing Options in Mississippi

FHA Title I and II available. Mississippi Home Corporation programs available. Rural Development loans widely available in rural areas. Chattel lending is primary option for many buyers.

Get a quote from 21st Mortgage →

Disclosure: The links below are affiliate partnerships. We may receive a commission if you click and take action, at no extra cost to you. We only recommend services we believe are genuinely useful for manufactured home buyers and sellers. See our full disclosure.

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MHVillage

Browse thousands of manufactured & mobile home listings in Mississippi. The nation's largest marketplace.

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21st Mortgage

Financing for manufactured & mobile homes — FHA, chattel, and land-home loans. A top national lender.

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Vanderbilt Mortgage

Manufactured home loan programs including FHA Title I & II, and flexible chattel options.

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🏛️ Mississippi HUD Office

The U.S. Department of Housing and Urban Development (HUD) oversees manufactured housing standards and programs in Mississippi.

Visit HUD Mississippi Office →

🗺️ Compare Neighboring States

Tennessee
TN
View guide →
Alabama
AL
View guide →
Louisiana
LA
View guide →
Arkansas
AR
View guide →

❓ Frequently Asked Questions — Mississippi

Is a manufactured home real property in Mississippi?▾
Mississippi titles manufactured homes through the Tax Commission. The state has one of the highest per-capita manufactured home rates in the nation. Conversion to real property by recording an affidavit with the chancery clerk.
What are the mobile home park regulations in Mississippi?▾
Mississippi Mobile Home Park Act (Miss. Code §49-21-1+). Basic landlord-tenant rules apply. 30-day notice for rent increases. State has fewer park protections than national average.
What financing is available for manufactured homes in Mississippi?▾
FHA Title I and II available. Mississippi Home Corporation programs available. Rural Development loans widely available in rural areas. Chattel lending is primary option for many buyers.
What is the average price of a manufactured home in Mississippi?▾
In Mississippi, manufactured homes on owned land typically range from $70,000–$140,000. In mobile home parks, prices typically range from $38,000–$80,000. Prices vary significantly by location, age, and condition.