Alabama Manufactured Home Guide
Both OptionsEverything you need to buy or sell a manufactured, mobile, or modular home in Alabama — by owner.
📜 Title vs. Real Property in Alabama
Alabama allows manufactured homes to be titled as vehicles (through ALEA) or converted to real property when affixed to owned land. Most park-sited homes remain on personal property title.
🔄 How to Convert to Real Property in Alabama
- 1
Verify the home is permanently affixed to land you own with a permanent foundation
- 2
Obtain a certificate of permanent location from the county probate office
- 3
Surrender the manufactured home certificate of title to ALEA
- 4
Record the affidavit of affixture with the county probate judge
- 5
The home is then assessed and taxed as real property
🏘️ Mobile Home Park Regulations in Alabama
Alabama has limited statewide park regulations. Landlord-tenant law (§35-9A) applies. Park owners must give 30-day notice for rule changes and 60-day notice for lot rent increases. Eviction requires court process.
💳 Financing Options in Alabama
FHA Title I loans available for park-sited homes. FHA Title II (mortgage) requires real property status. Chattel loans widely available through 21st Mortgage and Vanderbilt Mortgage.
Get a quote from 21st Mortgage →Disclosure: The links below are affiliate partnerships. We may receive a commission if you click and take action, at no extra cost to you. We only recommend services we believe are genuinely useful for manufactured home buyers and sellers. See our full disclosure.
MHVillage
Browse thousands of manufactured & mobile home listings in Alabama. The nation's largest marketplace.
Search listings →21st Mortgage
Financing for manufactured & mobile homes — FHA, chattel, and land-home loans. A top national lender.
Explore financing →Vanderbilt Mortgage
Manufactured home loan programs including FHA Title I & II, and flexible chattel options.
Get a quote →🏛️ Alabama HUD Office
The U.S. Department of Housing and Urban Development (HUD) oversees manufactured housing standards and programs in Alabama.
Visit HUD Alabama Office →