Florida Manufactured Home Guide
Both OptionsEverything you need to buy or sell a manufactured, mobile, or modular home in Florida — by owner.
📜 Title vs. Real Property in Florida
Florida is the largest manufactured housing market in the U.S. The Florida Division of Motor Vehicles titles manufactured homes. Conversion to real property is via an "Elimination of Title" process. Florida has a unique RP (Real Property) designation.
🔄 How to Convert to Real Property in Florida
- 1
Home must be on a permanent foundation (engineer's certification required)
- 2
Complete Elimination of Manufactured Home Title (HSMV 82109)
- 3
Record RP label or decal placement with county property appraiser
- 4
File Affidavit of Affixture with county clerk of court
- 5
County property appraiser reclassifies as real property
🏘️ Mobile Home Park Regulations in Florida
Florida Mobile Home Act (Chapter 723, F.S.) is comprehensive. Annual rent increase notice required 90 days in advance. Mediation required before eviction. Resident Right of First Refusal for park sales. Florida Manufactured Housing Association very active.
💳 Financing Options in Florida
Very strong lending market. FHA Title I and II widely available. Many Florida-based lenders specialize in manufactured housing. 21st Mortgage, Vanderbilt, and dozens of credit unions active.
Get a quote from 21st Mortgage →Disclosure: The links below are affiliate partnerships. We may receive a commission if you click and take action, at no extra cost to you. We only recommend services we believe are genuinely useful for manufactured home buyers and sellers. See our full disclosure.
MHVillage
Browse thousands of manufactured & mobile home listings in Florida. The nation's largest marketplace.
Search listings →21st Mortgage
Financing for manufactured & mobile homes — FHA, chattel, and land-home loans. A top national lender.
Explore financing →Vanderbilt Mortgage
Manufactured home loan programs including FHA Title I & II, and flexible chattel options.
Get a quote →🏛️ Florida HUD Office
The U.S. Department of Housing and Urban Development (HUD) oversees manufactured housing standards and programs in Florida.
Visit HUD Florida Office →