Virginia Manufactured Home Guide
Both OptionsEverything you need to buy or sell a manufactured, mobile, or modular home in Virginia — by owner.
📜 Title vs. Real Property in Virginia
Virginia titles manufactured homes through DMV. The Virginia Department of Housing and Community Development oversees manufactured housing standards. Conversion to real property via the "Affixation" process recorded with the circuit court.
🔄 How to Convert to Real Property in Virginia
- 1
Permanently affix home to owned land with a permanent foundation
- 2
Complete Certificate of Satisfaction of Lien and Affixation
- 3
Record affixation with circuit court clerk
- 4
Submit to DMV for title cancellation
- 5
County/city assessor reclassifies as real property
🏘️ Mobile Home Park Regulations in Virginia
Virginia Manufactured Home Lot Rental Act (Va. Code §55.1-1300+) provides protections. 60-day notice required for rent increases. 180-day notice for park closure. DHCD administers the manufactured housing program.
💳 Financing Options in Virginia
FHA Title I and II available. Virginia Housing (VHDA) programs. Strong lending market in Northern Virginia, Richmond, and Tidewater areas. Rural Development active in Southwest Virginia.
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MHVillage
Browse thousands of manufactured & mobile home listings in Virginia. The nation's largest marketplace.
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Financing for manufactured & mobile homes — FHA, chattel, and land-home loans. A top national lender.
Explore financing →Vanderbilt Mortgage
Manufactured home loan programs including FHA Title I & II, and flexible chattel options.
Get a quote →🏛️ Virginia HUD Office
The U.S. Department of Housing and Urban Development (HUD) oversees manufactured housing standards and programs in Virginia.
Visit HUD Virginia Office →