Massachusetts Manufactured Home Guide
Real PropertyEverything you need to buy or sell a manufactured, mobile, or modular home in Massachusetts — by owner.
📜 Title vs. Real Property in Massachusetts
Massachusetts generally treats manufactured homes as real property when on owned land. The RMV may hold a title. Strong park resident rights under Chapter 140 of the General Laws.
🔄 How to Convert to Real Property in Massachusetts
- 1
Home must be on owned land with permanent foundation
- 2
File a declaration of affixture with the Registry of Deeds
- 3
Cancel RMV title if one exists
- 4
Town/city assessor reclassifies as real property
🏘️ Mobile Home Park Regulations in Massachusetts
Massachusetts Manufactured Housing Act (G.L. c.140 §32A+) provides very strong protections. Written leases required (1-year minimum). Termination requires 18-month notice. Rent increases require 30-day written notice. Resident organizations have strong rights.
💳 Financing Options in Massachusetts
FHA Title I and II available. MassHousing programs available. Limited conventional lenders for park-sited homes. Strong protections make real property homes more financeable.
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MHVillage
Browse thousands of manufactured & mobile home listings in Massachusetts. The nation's largest marketplace.
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Financing for manufactured & mobile homes — FHA, chattel, and land-home loans. A top national lender.
Explore financing →Vanderbilt Mortgage
Manufactured home loan programs including FHA Title I & II, and flexible chattel options.
Get a quote →🏛️ Massachusetts HUD Office
The U.S. Department of Housing and Urban Development (HUD) oversees manufactured housing standards and programs in Massachusetts.
Visit HUD Massachusetts Office →