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MobileByOwnerHubManufactured & Mobile Homes By Owner

New York Manufactured Home Guide

Both Options

Everything you need to buy or sell a manufactured, mobile, or modular home in New York — by owner.

Avg Price (Land)
$180,000–$450,000
Avg Price (Park)
$80,000–$200,000
Title Status
Both Options
HUD Office
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📜 Title vs. Real Property in New York

New York titles manufactured homes through DMV. The state has significant manufactured housing stock upstate and on Long Island. Strong tenant protections under the Mobile Home Parks Law. Conversion to real property via recorded affidavit.

🔄 How to Convert to Real Property in New York

  1. 1

    Affix home to permanent foundation on owned land

  2. 2

    Complete Form MV-900 (Cancellation of Registration and Title)

  3. 3

    Record Affidavit of Affixture with county clerk

  4. 4

    Submit recording to DMV for title cancellation

  5. 5

    Municipal assessor reclassifies as real property

🏘️ Mobile Home Park Regulations in New York

New York Real Property Law §233 (Mobile Home Park Act) provides strong protections. 3-month notice for rent increases. 6-month notice for park closure. ROFR for residents if park is sold. Dispute resolution available.

💳 Financing Options in New York

FHA Title I and II available. New York State Homes and Community Renewal programs. Strong lending market in upstate NY. National lenders and chattel lenders active.

Get a quote from 21st Mortgage →

Disclosure: The links below are affiliate partnerships. We may receive a commission if you click and take action, at no extra cost to you. We only recommend services we believe are genuinely useful for manufactured home buyers and sellers. See our full disclosure.

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MHVillage

Browse thousands of manufactured & mobile home listings in New York. The nation's largest marketplace.

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21st Mortgage

Financing for manufactured & mobile homes — FHA, chattel, and land-home loans. A top national lender.

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Vanderbilt Mortgage

Manufactured home loan programs including FHA Title I & II, and flexible chattel options.

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🏛️ New York HUD Office

The U.S. Department of Housing and Urban Development (HUD) oversees manufactured housing standards and programs in New York.

Visit HUD New York Office →

🗺️ Compare Neighboring States

Pennsylvania
PA
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New Jersey
NJ
View guide →
Connecticut
CT
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Massachusetts
MA
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Vermont
VT
View guide →

❓ Frequently Asked Questions — New York

Is a manufactured home real property in New York?▾
New York titles manufactured homes through DMV. The state has significant manufactured housing stock upstate and on Long Island. Strong tenant protections under the Mobile Home Parks Law. Conversion to real property via recorded affidavit.
What are the mobile home park regulations in New York?▾
New York Real Property Law §233 (Mobile Home Park Act) provides strong protections. 3-month notice for rent increases. 6-month notice for park closure. ROFR for residents if park is sold. Dispute resolution available.
What financing is available for manufactured homes in New York?▾
FHA Title I and II available. New York State Homes and Community Renewal programs. Strong lending market in upstate NY. National lenders and chattel lenders active.
What is the average price of a manufactured home in New York?▾
In New York, manufactured homes on owned land typically range from $180,000–$450,000. In mobile home parks, prices typically range from $80,000–$200,000. Prices vary significantly by location, age, and condition.